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Apologies to camsug members for the xpost...

...but ze bogglement, she is tooooo beeeeg not to share as widely as I can!

If you're ever tempted to call your creditor, after he's sued you and won a judgment, to try and convince him to let you pay him off directly without telling his attorney about it or paying said attorney's fees?

Lie down until the temptation goes away. 'Cause, dude. Bad. Idea.

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